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Overview of Products
Permanent Life Insurance - Policy lasts as long as you live, premium stays the same.
- Whole life insurance
- Discoverer (whole life & term blend)
- Single premium life
- Life paid up at 65
- 20 pay life
- Dual life (2nd to die) & Universal Life (2nd to Die) - with no lapse guarantee if premiums are paid on time)
- Guaranteed Issue whole life ($7,500 AGE 18-54; $5,000 AGE 55-65)
Term Life Insurance - Policy ends at end of specified term: renewable or convertible.
- Level term insurance – 10, 15, 20 year
- Annual renewable term insurance
Long-Term Care Insurance Nursing Home Insurance - Provides funds for long-term, out-of-hospital care.
Annuities- Provides an income that is guaranteed for life. Our current interest rate for deposits of $10,000 or more is 3.75% and for deposits less than $10,000 it is 3.5%!
- Flexible premium annuity ($300 minimum to open - Special New Member Annuity: open with $100)
- Immediate annuity
- Vantage Annuity ( $25,000 Min, 5 year lock-in rates, Deposits over
- $100,000 will earn a bonus interest rate )
- IRA’s (IRA transfers)
- Roth IRA’s
- SEP’s
- TSA’s
- 401k/pension rollovers.
Call us for details...
These excellent products are offered exclusively to members of the Knights of Columbus, their spouses and minor children.
If you are not a member, please contact me to learn more about joining: Tim Heller (402) 932-8197.
Why Choose KofC Insurance?
Brother Knights and their families often ask this question. Although the reasons are obvious, they are sometimes forgotten. Consider the list below. They are facts about your Fraternal Life Insurance Company, the Knights of Columbus.
Our Beginnings; A Sanctuary
In the late 19th century, North America was experiencing an influx of people from all over the world, particularly Europe. Many people were relegated to living in unsanitary conditions, and performing hazardous jobs for poor pay. Such was life for Catholics in New Haven, Connecticut.
The untimely death of the family breadwinner often devastated a family. In 1882, a young Catholic priest, Father Michael J. McGivney, curate at St. Mary's Church in New Haven, envisioned an organization to help Catholic families deal with this crisis. Out of his vision the Knights of Columbus was founded. We are currently the largest Catholic, family, fraternal organization in the world, and boast a members-only insurance program that is among the strongest in the industry.
The untimely death of the family breadwinner often devastated a family. In 1882, a young Catholic priest, Father Michael J. McGivney, curate at St. Mary's Church in New Haven, envisioned an organization to help Catholic families deal with this crisis. Out of his vision the Knights of Columbus was founded. We are currently the largest Catholic, family, fraternal organization in the world, and boast a members-only insurance program that is among the strongest in the industry.
Always There, Always Strong
As a member of our organization, you enjoy the opportunity to participate as a family and positively affect your church and community. One person can make a difference. With 1.6 million members, the Knights of Columbus' impact is enormous. Last year alone, we donated over $149 million to charitable causes, and performed over 69 million hours of community service. That's impact!
We have over 1,200 full-time life insurance professionals dedicated to serving member's needs. Each is assigned exclusively to a group of members and families so that he'll be there when you or your family needs him. These agents are members of our organization and share our members' ideals and goals in community service.
Financial Strength - How We Measure Up
The independent rating services of IMSA, Standard & Poor's (AAA) and A.M. Best (A++) agree, Knights of Columbus Insurance has the highest rating assigned by Standard & Poor’s (AAA, Superior) and AM Best (A++, Superior) companies, and membership in the Insurance Marketplace Standards Association (IMSA) Only 4 companies out of 1,200+ life insurance companies in North America currently demonstrate the financial strength, claims paying ability, and ethical business practices these credentials represent.
Prudent management has led to the rapid growth of our assets, providing adequate backing for our member's protection, and securing our obligations to our insureds and their beneficiaries. Only 4 companies out of 1,200+ life insurance companies in North America currently demonstrate the financial strength, claims paying ability, and ethical business practices these credentials represent. Feel confident that we'll be there when you need us. We are ROCK solid!
Promised Benefits
From its humble beginnings, our insurance program has grown into a formidable institution, providing billions of dollars in future death benefits to our members and families.
Ownership Benefits
Because we're a Fraternal Benefit Society, we have no stockholders. Our owners are our members. We return our good fortune in the form of dividends to our policyholders.
More great reasons to use Knights of Columbus for your insurance needs:
- Offers a Student Loan Program for Brother Knights and their Families.
- Supports Catholic colleges and universities with grants, loans, and endowments
- Provides scholarship programs for sons and daughters of members who attended Catholic colleges and universities.
- Helps to educate Catholic Priests and Brothers.
- Pays one of the highest dividend rates in the industry.
- Provides scholarships to sons and daughters of member policeman and firemen who are killed in the line of duty.
- Provides charity to victims of disaster or calamity.
- Campaigns against pornography and smut.
- Provides money and aid in the campaign against abortion.
- Provides insurance at standard rates for member’s children who are mentally retarded.
- Provides money for aid to the mentally retarded.
- Provides information to people about the Catholic faith.
- Provides low interest loans to Catholic churches for building construction, mortgages, etc.
- Promotes youth activity organizations that are intended to make youth morally and religiously responsible.
- Provides FREE accidental death benefits for members and spouses.
- Provide a Family Fraternal Benefit with an Orphan’s Benefit for members participating in the insurance program.
- Provides funding for televising the Holy Father’s message to the world several times annually.
This is just a partial list. Remember that premium/interest rates are not the only consideration when buying life insurance/annuities. You may find cheaper insurance/higher interest rates elsewhere, however, consider all the facts. You are a fraternalist. You should support your Fraternal Order. After all, why did you join the order…for service to your church, community, and fellow man? “We are Brothers helping Brothers and providing for the care and welfare of our Catholic widows and orphans.”
Supreme Knight Emeritus Virgil Dechant – “To me the Order’s Insurance Program is a must! Without it, we would be forced to do what other organizations and movements must do – spend most of our time raising money for operating expenses and to carry on our projects! Per capita assessments (dues) barely cover the cost of the Columbia Magazine!”
Knights of Columbus Privacy Commitment to Our Insureds
The Knights of Columbus is committed to protecting the privacy of our insureds.
At some point in the past, you may have given us certain personal information. This information included your name, age, address, marital status and social security number. If you applied for life or long-term care insurance, you may have also given us: (1) employment and medical information and (2) access to your health history, mode of living, hobbies and other personal data. The only information collected was that needed to underwrite your application.
We maintain a high level of confidentiality concerning our insureds. Our staff has been trained in the handling and protection of personal information. Oversight of these matters is strict. Our staff understands that improper disclosure of personal data is a serious matter. If we ask an outside company to help us with our insurance operations, we require it to adhere to the same standards as we do.
Unless you have given us your written permission, no affiliates or third party non-affiliates have access to your insurance records other than as necessary to assist us in administering our insurance operations. We never sell lists of the names and addresses of our insureds to any vendor of goods or services.
Access to your records is limited to: (1) our employees who are working with your file and (2) employees of organizations which are under contract with us and which adhere to our standards. Should we be forced to disclose information in connection with a civil suit or a criminal investigation, we must comply. Such instances are, however, very rare.
Our policy of protecting the security of personal data also extends to former insureds who are no longer covered by us.
While personal information related to you as an insured will not be disclosed, except as stated above, if you are a member of the Knights of Columbus, we may share your identifying membership information, such as name, address, telephone number and age, with affiliated Knights of Columbus nonprofit organizations, such as Knights of Columbus Charities, Inc., to inform you of opportunities that may be of interest to you. We may also share this information with companies working for these nonprofit organizations. We require that these nonprofit organizations and the companies working for them comply with our privacy policy.






